The Probability of Miracles

 “The magic thing about home is that it feels good to leave, and it feels even better to come back.”
Wendy Wunder

Welcome to The Community Page

This page has information on:

  • Sold Homes
  • School Information - Livermore, Mountain House, Discovery Bay, Brentwood, Tracy, Patterson, Lathrop, Manteca, Ripon, Stockton & Modesto
  • City Information - Livermore, Mountain House, Discovery Bay, Brentwood, Tracy, Patterson, Lathrop, Manteca, Ripon, Stockton & Modesto
  • How to Find out Your Home's Current Value
  • Property Tax Information- Alameda, Contra Costa, San Joaquin & Stanislaus Counties
  • Seller & Buyer Resources
  • How to Avoid Foreclosure
  • Distressed Home Owner Resources
  • Find a Lender- Lender links

Sellers & Buyers Resources

House Logic- A Resource for All Buyers, Seller and Homeowners


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Buyers & Sellers Resource for Current Design Trends and Current Market Information on Buying and/or Selling Homes

What's my Property Worth?


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Complementary Comparative Market Analysis 

  • Refinance
  • Sell
  • Equity Loan
  • Remove PMI
  • Estate Purposes

Foreclosure & Short Sale Help

Making Home Affordable-Help for Distressed Homeowners


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 A Federal Government Program for Distressed Home Owners that may  assist the when facing possible foreclosure.  HAMP Loan Modification Program 

Short Sale Foreclosure Resource- Don't Delay call 209-815-6785 to Find Out Your Options


Debbie is certified by the National Association of Realtors in assisting homeowners and buyers with foreclosure and short sales.  She is also certified to provide BPOs to Lending Institutions and Asset Companies for these purposes and is experienced in asset management. 

Keep Your Home California-Help for Distressed Homeowners


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A California Program for Distressed Home Owners 

  • Unemployment Mortgage Assistance
  • Mortgage Reinstatement Assistance Program
  • Principal Reduction Program
  • Transition Assistance Program


Apply On-Line


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Apply On-Line


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Home Ownership

Home ownership is the cornerstone of a strong community.  

Rick Renzi

Community Page

Find Out your Home's Value


Get a Free Market Analysis

Debbie is happy to provide a Complementary CMA (Comparative Market Analysis) to you on your home's value. 

This can be useful if you are thinking of selling, refinancing, trying to remove PMI or needed it for probate or estate matters.  

Call Debbie or Fill out the form in the link below and include the homes address, size, number of bedrooms, bathrooms, if it has a pool or any special information about the property.  


Click on Photo above or on the link below

School District Information


School Links

Brentwood & Discovery Bay- Brentwood Union School District

Livermore- Livermore Valley School District

Lathrop- Manteca Unified School District

Lodi- Lodi School District

Manteca - Manteca & Ripon Unified School District

Modesto - Modesto City Schools

Mountain House- Lammersville School District

Tracy- Tracy  & Jefferson School Districts

Patterson- Patterson Joint School District

Ripon -Ripon School District

Stockton- Lincoln, Lodi & Stockton School Districts

All San Joaquin County School Districts, Maps &  Links

More school information is available in the School Districts & Boundaries Section 


Contact Us

Drop us a line!

Call or Text Debbie Monceaux at 209-815-6785

Debbie Monceaux, Realtor - Klemm Real Estate

450 W Larch Rd- Suite 4, Tracy, California 95304, United States

(209) 815-6785

Business Hours

Monday - Friday: 9am - 5pm

Weekends: By Appointment

Evenings: By Appointment

DRE 0143579

Directions to Debbie's Office

 Exit 205 Freeway at the Tracy Blvd. Exit.  Go to the north of the Freeway (left if you are coming from the Bay Area, right if you are coming from Hwy 5 or Hwy 120) and turn Right on Larch Road.  We are the first complex on your right that you will come to.  We are in the first row of buildings facing the street in Suite #4.  There should be plenty of parking in front of my office but there is more parking in the rear of the building and a back entrance.   

Call Debbie at 209-815-6785.